Privacy Policy

Last updated:

Introduction

Moneyties ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our budgeting application.

We aim to explain our Privacy Policy in simple and direct language to make this easy to understand.

Information We Collect

Personal Information

  • Email address (for account creation and communication)
  • Password (encrypted and securely stored)
  • Budget data you create (accounts, transactions, categories, etc.)

Usage Information

  • How you interact with our application
  • Features you use most frequently
  • Technical information about your device and browser

How We Use Your Information

  • To provide and maintain our budgeting service
  • To process your transactions and manage your budget data
  • To send important service updates and security notifications
  • To improve our application based on usage patterns
  • To provide customer support

Data Storage and Security

We prioritize your privacy and data security:

  • Geographic Location: We host data in privacy-respecting regions, primarily in Europe and Japan, wherever possible
  • Encryption: All data is encrypted in transit and at rest
  • Access Control: Only authorized personnel have access to your data
  • Regular Security Audits: We conduct regular security assessments

Cookies and Tracking

We use cookies and similar technologies to:

  • Keep you logged in during your session
  • Remember your preferences
  • Analyze how our service is used (anonymously)
  • Improve our application performance

You can control cookie settings through your browser preferences.

Third-Party Services

We use trusted third-party services that may collect some information:

  • Analytics: PostHog (hosted in EU) for understanding how our service is used
  • Email Services: For sending important notifications and updates
  • Hosting: Secure cloud infrastructure providers

All third-party services are carefully selected for their privacy practices and data protection standards.

Data Retention

We retain your data for as long as your account is active or as needed to provide our services. You can request deletion of your account and associated data at any time. If you request deletion of your account and data, we will remove it from the Moneyties platform, as well as any data linked to your usage from our analytics partner Posthog.

We may need to retain some information for security and audit purposes, to prevent email spam or abuse.

Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate information
  • Request deletion of your data
  • Export your budget data
  • Opt out of non-essential (e.g. password or security) communications

Children's Privacy

Our service is not intended for children under 16. We do not knowingly collect personal information from children under 16.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

  • Email: admin (at @) moneyties (dot .) jp
  • Through our application's support features

Legal Basis (EU Users)

For users in the European Union, we process your data based on:

  • Contract performance (providing our budgeting service)
  • Legitimate interests (improving our service, security)
  • Consent (for optional features and communications)